Cross River Intelligence Archives

March 2024

Visa & MC’s $30Bn Settlement; Walmart Can End CapOne Deal; ZayZoon Raises $15Mn

By Cole Gottlieb

March 31, 2024

Happy Sunday, Disinflation fueling share buybacks. Walmart can end CapOne partnership early. Visa and Mastercard reach $30Bn settlement. Apple’s antitrust headache. JPMC sues TU. Trade groups seek to block Colorado law. EWA provider ZayZoon extends Series B. Robinhood launches credit card. Western Union offering eSIMs.    New here? Subscribe here to get our newsletter e ...


Fed Holds Rates Steady; PPP Platforms Reach FTC Settlements; Credova Acquired

By Cole Gottlieb

March 24, 2024

Happy Sunday, Fed holds rates steady. Consumers think credit approval chances have dimmed. Biz2Credit, Womply reach FTC settlements. Figure Markets launches, raises $60Mn. Credova acquired. Galileo expands BNPL capabilities. Onyx Private pivots to B2B. TransUnion consumer credit data. In case you missed it - check out our recently released Q4 Consumer Lending Review, covering consumer macro ...


Q4 2023 Review | Consumer Lending

By Cole Gottlieb

March 20, 2024

Hi all, Cole here, We come to you today with our quarterly consumer lending review. Catch up on the latest trends emerging in the consumer lending space: personal loan vs. auto/bankcard loan trends, takeaways from individual fintech company and bank earnings, and a decline in MPL new issue volume. New here? Subscribe here to receive our newsletter each Sunday. For even more updates, follow/ ...


U.S. CoC Sues CFPB; Griffin Raises $24Mn; VoPay Joins with Cross River

By Cole Gottlieb

March 17, 2024

Happy Sunday, Core CPI jumps. U.S. Chamber of Commerce sues CFPB. U.K. BaaS platform raises $24Mn. Oxygen pivots to healthcare. VoPay joins with Cross River. Revolut investor cuts valuation. Chime adds “gamified” financial education. Oportun reports earnings. Keep an eye out for our Q4 2023 Consumer Lending Review, analyzing all the key metrics and trends you need to be aware of ...


CFPB Finalizes Late Fee Rule; Synctera Raises $18.6Mn; Visa/DailyPay Partner

By Cole Gottlieb

March 10, 2024

Happy Sunday, Economy keeps adding jobs. CFPB finalizes credit card late fee rule. Synctera extends Series A. Argyle raises $30Mn Series C. NYCB gets $1Bn lifeline. Visa partners with DailyPay, Western Union. Robinhood launches retirement accounts for gig workers. Prism Data announces first-party fraud score. New here? Subscribe here to get our newsletter each Sunday. For even more updates, ...


Lineage’s Consent Order; NayaOne Raises $4.7Mn; Apple Pay Later to Furnish to Experian

By Cole Gottlieb

March 3, 2024

Happy Sunday, When the Fed finally starts lowering rates, it won’t be the “elevator” down you’re used to. Democratic legislators seek to block Capital One/Discover acquisition. NayaOne raises $4.7Mn. Cross River launches investment bank. Lineage hit with consent order, and Green Dot reveals one is coming. Treasury Prime pivots, lays off half of company. Apple Pay Later ...